NFL Draft Spotlight by Team – #25 Pick by the Baltimore Ravens

#25 – Baltimore Ravens – Jermaine Gresham – Oklahoma

After all of the rumors about every WR in the league being traded to the Ravens that was suspected of being shopped, they finally got one. Anquan Boldin is their biggest offseason acquisition and should help this team immediately. Flacco finally has a good WR to work with, and we’ll see if Boldin can be a true #1 receiver. Boldin needs to be paired with a deep threat, so the team should consider getting Demaryius Thomas from Georgia Tech here, but Jermaine Gresham can be just as good of a receiver. Todd Heap is only 30, but you wouldn’t guess it the way he’s fallen off the map. He used to be an elite pass catching TE, but injuries have really messed up his game. Jermaine Gresham should be a top 15 or even a top 10 pick, but he was injured for all of last year. He’s the consensus #1 TE in this draft class and very worthy of it. Giving Joe Flacco Anquan Boldin for short passes and Jermaine Gresham in the end zone will help his development into an elite young QB.

The defense seems like it will be good forever, but the team needs to make a couple of good picks and start to think about finding a replacement for the 34 year old Ray Lewis. The team also needs more depth at corner. The team didn’t add any big names in free agency, only resigned Derrick Mason, so they will have to look in the draft. Ozzie Newsome is one of the best college talent evaluators, so expect the team to be fine.

Be Clever – Learn How to Shop and Save

Vices and gratifications are common to all of us. We are likely to purchase things just to please our desire. Some people don’t even mind if they spend voraciously simply to purchase their favorite bags or clothes. Some individuals can even engage themselves in ravenous shopping just to acquire the items they want. This tendency is experience by all of us since we can also be materialistic once in a while.

It’s with gladness to say that we can now avoid spending much money to buy our much-loved accessories. For individuals who want to spend economically, there are now lots of ways to shop and save if you know where to go.

There is a lot of money saving tricks you can do to purchase those jewelry and clothes you are longing for. You may also want to hear that these items appear to be costly but are actually very affordable. Indeed, these items are not of inferior quality than you maybe thinking of.

Thrift stores are among the favorite spots to shop and save. One of the various preferred places to shop and save is thrift stores. It is wrongfully considered that thrift stores are dirty to shop at when they are actually not. Alright, thrift stores offer clothing or products that are second hand, but all of these are within your means and look trendy or in style.

I find satisfaction on visiting thrift stores every time I walk around the city simply to purchase an item I feel buying it. You can come across various discounted products that are as brand new as the original and are also of better quality at thrift stores.

Don’t worry if thrift stores are a place where you just don’t feel like to visit at since there are a lot more ways to shop and save. Places such as play do’s closet or snooty fox are just there to visit for second hand clothing stores. These stores get the items they sell from other people and they re-sell these products. Most of these are clothes items but are branded or in style. Obviously, you have to wash them before wearing.

TJMAXX stores are one of the stores that sell unworn clothes at a very affordable price. Some of the products offered by this shop and save stores include accessories, luggage, and housing at retailing rates. Anyone who don’t have enough money to buy fifty dollars jeans can have them here with good quality.

These days, bargain shopping is becoming the trend because of their products being sold inexpensively and are fashionable as well. While you save some amount of money, shopping at these secondhand stores and thrift stores permit you to pamper your desires.

Money Saving Secrets to Save on Groceries Now!

If you are ready to save real money on your grocery bill and put that money to better use; if you want a surplus of groceries and products for your family to enjoy that stays well within your budget, then this will set you in the right direction. Saving on groceries has become a passion that has been not only helpful in our personal family finances, but also a lot of fun! I do not know about you, but I love it when I get a whole lot more for a whole lot less.

You will be able to use these money saving tips to begin saving today!

Stay-at-home mom = Work!

As a stay-at-home mom, one thing that I know is that anyone who says, “Oh, so you don’t work…” does not have a clue! Staying home with your kids can be a huge blessing, but it is definitely work.

I started coupon shopping several years ago so I could do more to help our finances without sacrificing the choices we made to home school our children and keep our family a priority.

I found a way to help with our finances and still stay at home for my family

Now you might say, everyone knows about coupons. I use coupons. They have been around for years. I know… because I have heard it and I used to even say it myself! I would hear about people saving all this money with coupons, so I would look and find a few that I might use, but it just never seemed to amount to much or to really make much of a difference. I would even tell people, ” I just go to WalMart or whatever discount store and buy the generic store brand. It’s always less than it would be if I use the coupon for the higher priced brand.” So I finally gave up on coupons for the most part. My routine would be to plan a week of meals, make a grocery list for only the items that I needed, and not let myself be swayed from off my list because I knew from experience that all that did was make my grocery bill skyrocket!

I worked very hard at meal planning and having well balanced and economic meals, but it seemed like the cupboards and ‘fridge were not ever very exciting to look at. Then there were always those dreaded non-food items. I always thought, “Yeah, that toilet paper might be soft and oh so gentle, but it costs $1.97 more than this one!” Needless to say, grocery shopping was not on my Top 10 list of fun things to do.

Couponing 101

Then something happened that peaked my curiosity. My son would come home from his friend’s house talking about the smorgasbord of delectable treats he devoured from their overflowing fridge and pantry. He would tell me how his friend’s mom shops with coupons and hardly spends any money. He would tell me that I had to talk to his friend’s mom! Well, I did just that, and my eyes were opened to a totally new way of grocery shopping. No more would I be keeping meager supplies just to cover that week’s meals, but now I would be maintaining a surplus of stocked goods that makes me smile every time I open my pantry. I found out that it is not just about the coupons, but matching them with an already great deal at the store that week. When you shop the deals WITH the coupons, then you have the surplus. And that is just the beginning.

Wow! Free Groceries!

I was genuinely amazed at my immediate savings. Not only that, but instead of only occasionally patronizing those really nice, clean, expensive stores with the fresh, green, pretty produce displayed so pristinely, now those stores are my regular destination. The best part… at the checkout when the cashier hands me my receipt and says, “Wow! You have a savings of $48.63!” And I only spent about $40.00. It’s still a regular occurrence on the way home from grocery shopping to call a friend and tell them about the 10 bags of free cat food and 4 boxes of cereal I got for 2 bucks! We have been so blessed and excited with an overabundance that it is common for us to help needy families with enough dry goods, toothpaste, shampoo, etc. to last them at least 4 months! And most of it was free or cost us very little.

How to have a happy pocketbook

This whole adventure did more for my family than save money. I was able to finally relax and not worry so much about how much I was spending. I am able to buy enough food for my ravenous teenage sons and their hungry friends and not be terrorized by the grocery bill. There are even weeks when I do not even need to buy groceries. If I know there are things I can get for free or ridiculously cheap then I will go, but I know if I miss the bargains that week, I still have my coupons for the next one. It has been really nice to go ahead and buy those nice steaks to slap on the grill and know that with my savings in other areas, it will not affect my checkbook.

There is a pattern to grocery store sales and the coupons the manufacturers run. There are stores that will double and triple your coupons and matching sales with available coupons is a gold mine! The discount stores do habitually offer lower prices on most items, but the sales at the other stores along with your coupons makes the item you purchase rock bottom and quite often, free! The stores aren’t surprised about what coupons come out. A lot of times when there is a really good sale, certain items will be gone before you have a chance to shop. But even if you get to the store and they are all out of the item that was on sale, you can get a “rain check” and pay the sale price when you go back next week or the week after when the shelves are restocked! I literally have not had to buy dishwasher soap for 9 months, and when I did get it, it was free! And I am not talking the cheapy stuff you get at the dollar store either. It is the nice Powerball tabs and pre-measured packets you just pull out of the box and put in the door of the dishwasher. Pay a dollar for Softsoap? Not when I can get it for free!!”

Coupon shopping has really been a fun adventure. I cannot imagine doing it any other way now that I know what I know. I wonder how I ever managed before! The manufacturers want you to use their products. The stores want you to buy from them. Coupon shopping will oblige them both, make it more than worth your while and a whole lot of fun. You can turn your shopping into an exciting exploit that leaves your kids shouting, “Mom! Can I help you with the groceries?!”